Which regulation requires hospitals to provide medical screening exams regardless of insurance?

The correct choice is the regulation that mandates hospitals to perform medical screening examinations for any patient seeking care, regardless of their insurance status or ability to pay. This regulatory requirement is established under the Emergency Medical Treatment and Labor Act (EMTALA).

EMTALA was enacted to prevent hospitals from refusing treatment to individuals based on their financial status or insurance coverage, ensuring that anyone who arrives at an emergency department receives appropriate medical evaluation and stabilizing treatment if necessary. This legislation aims to protect patients and ensure equitable access to emergency medical services, thereby addressing the issue of “patient dumping” where hospitals might otherwise transfer or refuse care to uninsured individuals.

The other regulations mentioned operate within different scopes. For instance, HIPAA focuses on the privacy and security of patient information, OSHA oversees workplace safety, and the Federal False Claims Act deals with fraud against government health programs. While each regulation plays an important role in the healthcare landscape, EMTALA specifically addresses the requirement for hospitals to provide care to all individuals regardless of their insurance status, making it the right answer in this context.