What does Title I of the Genetic Information Non-discrimination Act (GINA) prevent?

Title I of the Genetic Information Non-discrimination Act (GINA) specifically addresses the issue of discrimination in health insurance. It prevents health insurers from denying coverage or charging higher premiums based on an individual's genetic information. This means that insurers cannot use genetic tests or family history of diseases to determine eligibility or pricing for health insurance policies.

The focus of Title I is entirely on health insurance, ensuring that individuals cannot be discriminated against based on their genetic predisposition to certain health conditions, promoting fairness and access in health insurance markets. While employment discrimination is addressed in Title II of GINA, it is not included under Title I, which is why the correct understanding pertains solely to the health insurance context.