What does Part C of Medicare refer to?

Part C of Medicare refers to Medicare Advantage plans, which are an alternative way for beneficiaries to receive their Medicare benefits. These plans are offered by private insurance companies that are approved by Medicare. They provide all the benefits covered under Original Medicare (Parts A and B) and often include additional services such as vision, dental, or wellness programs.

One of the key features of Medicare Advantage plans is that they may also include prescription drug coverage (which is usually found under Part D) within the same plan, making it a convenient option for many beneficiaries. Furthermore, many Medicare Advantage plans offer lower out-of-pocket costs and may also incorporate health management tools to help improve care coordination and outcomes for beneficiaries.

In contrast, other options focus on specific aspects of Medicare coverage, such as outpatient services or long-term care services, but they do not encompass the broader scope and benefits associated with Medicare Advantage plans. This distinct characteristic of Part C allows beneficiaries to access a comprehensive healthcare experience under a single plan, which is why B is the correct choice in this context.